Richard has worked almost exclusively with ExxonMobil retirees for nearly 30 years. He started his career with A.G. Edwards in 1983 and joined Baird in July of 2013. Richard holds a Bachelor of Arts degree from Arizona State University and a Master of Science in Financial Planning from the College for Financial Planning. He also holds both a CERTIFIED FINANCIAL PLANNER™ & Certified Private Wealth Advisor® certification, and is a Certified Retirement Management Advisor® .